Commission Versus Fee-Based Services

What are the differences between commission-based and fee-based services?  Commission-based services pay brokers and brokerage firms a commission for each sale.

In a fee-based– or advisory– relationship, you are charged a fee for the services we provide, including:

· Portfolio construction

· Investment recommendations

· Regular rebalancing to keep your account at its optimal allocation.

· Asset management services to support your individual needs.

Fee-based services also align the performance of your accounts with our compensation.  Our compensation, as your investment advisor representatives, is not tied to transaction charges or sales commissions.  Instead, the fee is a fixed percentage of your accounts’ values.  So, we have a mutual interest in growing your assets.